card pulse – privacy policy

Privacy Policy

Effective Date: 2025-10-05

1. Introduction
[Your App Name] (“we”, “our”, or “the App”) values your privacy and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our app.

2. Information We Collect
The App may collect the following information:

Credit Card Information: Details necessary to track and manage transactions, including card number, expiry date, and transaction amounts.
Usage Data: Records of app usage, including transactions, usage limits, and related activity.
Local Data Storage: All information mentioned above is stored locally on your device and is not transmitted to external servers.

3. How We Use Your Information
The data collected is used solely to:

Track your transactions and spending.
Maintain and enforce usage limits.
Provide insights and summaries of your spending and usage patterns.
Improve app functionality and user experience.

4. Data Storage and Security

All sensitive information, including credit card details, is stored locally on your device in a secure format.
We do not transmit your credit card data to external servers, cloud storage, or third parties.
We recommend that you use a secure device lock (e.g., PIN, password, biometric authentication) to prevent unauthorized access.

5. Third-Party Services
The App does not share, sell, or transfer your personal or financial information to third-party services. All data processing occurs locally on your device.

6. Your Choices

You may delete your local data at any time through the app’s settings.
You are responsible for safeguarding your device to ensure your data remains private.

7. Children’s Privacy
The App is not intended for children under 13. We do not knowingly collect data from children.

8. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be reflected in the app and become effective immediately upon posting.

9. Contact Us
For questions or concerns regarding this Privacy Policy, please contact us at:
checkedresponsive[@]gmail.com

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